Investment Myths 7

Image Source: starfleetyachts.com

You need to “know somebody” to start in this business. Yes, you need to know the people who will be crucial to your business – not the “big shots”. Examples of such people are lawyers, real estate agents, brokers, bankers city officials and others, because they can teach you much about your potential market.

And more often than not, they can also be a source of future business for you. It is very possible that they will be the very people who will point you to the right direction of good investments later on. All one has to do is just get started and you’ll be surprised that soon enough, you will already have a network of friends in this business

信じられない話

画像提供: blog.foreclosure.com

賃貸アパートの広告は、賃貸物件の状態を過大広告する傾向にあります。この過大広告はアパートを探している人々に、「探し求めていた物件が見つかった」という印象を与え、その物件をどうしても賃貸したいという気持ちを駆り立てられます。 そして、他の物件に対する物足りなさを感じさせ、この物件でなければならないという気持ちを抱かせます。 けれども、内心では不信感があり、現実は広告内容と異なることを警告しています。問題となる点は、借用書への署名や貴重な頭金の支払いなどの思い切った行為にでる前に、どのように現実と広告内容の差を発見するかということです。 水漏れのする蛇口や誤った配線、隣人の騒々しいペットのいる生活環境は、良くても不愉快で、最悪の場合は腹立たしいものです。

  • そこで広告に関する問い合わせをする際には、以下の事項について尋ねましょう。
    家主や管理人に広告に掲載された物件に関する正確な情報を尋ねましょう。 不明瞭な事柄の内容を確認しましょう。例えば、「屋外の心地よい奥まった場所」は、通りの歩道沿いの狭い空間という意味にもなりかねます。
  • 物件全体の床面積と各部屋の床面積について尋ねましょう
  • 物件の利用可能期間が引越しの予定日に合うかどうか確認しましょう。 家賃が広告に掲載されたものと同じであることを確認しましょう。
  • 水道供給、ゴミの処理や回収の仕組みについて家主に尋ねましょう。
  • ペットの毛に関して(ぜんそくを患っている場合)など、特別な条件がある場合にはそれらの要望がすべて満たされていることに注意しましょう。
  • 24時間稼働の工場や近隣の空港などの隣接区域に存在する施設について知っておくことも賢明でしょう。(これらの施設は、望んでいた平穏さと静けさを損なう可能性があります。)
  • 気兼ねをせずに、立地場所の安全性について尋ねましょう。 警備員が24時間常勤しているか、それとも夜間だけ勤務しているのか確認しましょう。

長期投資


イメージソース: www.azdot.gov
不動産購入を真剣に考えている場合、以下の要因を考えてみてください。

資産価値上昇  不動産は長期投資に非常に優れ、建物や周囲の土地はほとんど必ず価値が上昇します。固定費用 給与とともにローンはビジネスの諸経費の中で一番高いものの一つです。

また貸しの可能性  不動産が大きい場合、一部をまた貸ししローンの支払いに充てたり、追加資金としてキャッシュフローに追加することもできます。

商業用不動産 最適な場所を選び、値段を交渉する。
主要なビジネスの決定と同様に、リースや商業用不動産の購入には熟考が必要です。 リースや購入経費は会社の年間経費の中でも、最も高いものです。理想的な施設を見つける時間を節約するためにも、特殊なニーズの割り出しに先立ち場所選択を行うべきです。 良い情報は良い決定を行うということを忘れないでください。

結婚する準備はできていますか。

mid2.jpg再婚には再婚を予定されている方が考慮したことがない。多くの法律が関係してきます。 多くの高齢のお客様は自分が死んだ時に自分の大人の子供が遺産を受け継ぐことを忘れがちです。ほとんどの財産は子供たちの親である初めの結婚相手が家族の財産として蓄える補助をしたためです。 しかし再婚も法律上、婚前契約書に関わらず夫婦財産を得る権利を生じますので、残された配偶者は夫婦財産の少なくとも半分を受け取ることができます。 自分が生まれ育った家が親の再婚相手の所有物になるということは、初めの結婚からの大人の子供たちにとって大きなショックかもしれません。

Unbelievable Deals!

Image Source: blog.foreclosure.com

More often than not, advertisements exaggerate the actual conditions of apartments they want to rent out – which makes you think this is it! and feel that you’re dying to get this place. Furthermore, it has to be this one because no other place is good enough. However, deep down inside, warning bells are ringing, signifying that all is not as great as it sounds.The question is, how do you go about finding them out before you do anything drastic like signing the lease contract or parting with your precious downpayment? Living with leaky faucets, faulty wiring or noisy neighbors’ pets could be irritating at best and maddening at worst.

  • Here are a few things to ask when calling about an advertisement you have read:
    Ask the owner or manager to describe accurately the unit mentioned in the ad. Verify anything vague about it like a “soothing/relaxing outdoor nook” which could mean the small space beside the sidewalk of a street.
  • Inquire about the floor area of the entire unit and that of each room.
  • Check if the availability period of the unit coincides with your planned moving in date. Be certain that the rent is actually what was advertised.
  • Ask the owner about the water supply, garbage disposal and collection systems.
  • See to it that all your requirements are complied with especially if you have peculiar restrictions such as hairy pets (if you have asthma).
  • It would also be wise to know the existing establishments within the immediate area such as factories that operate on a 24-hour basis or a nearby airport (which could possibly destroy the peace and quiet you crave).
  • Frankly ask about the security of the place. Are guards available on a 24 hours a day or are they only present at night time?

Home Sweet “Old” Home

Buying an old house is quite tricky. You may think you’re getting it for a cheap price. But end up spending much to replace utilities or renovate. A few tips might help you pick that right, affordable house that you’ve been working so hard for.

1. Check the roofing. Replacing roofs can be expensive. Look out for cracks or worn out sections that might need urgent replacement. Are you willing to spend for it?
2. You might want to check the utilities like water heater or airconditioning.
3. Walls and the sidings must be inspected thoroughly for cracks, breaks and most importantly, molds.
4. Repainting a house is simply too costly. Assess the over-all appearance of the property.

Know what you are buying. Will you actually be paying more for the replacement or renovation. Or will the house be worth it just as it is. Never be too shy to ask for everything that’s on your mind, before actually buying the property.

Long Term Investment


Image Source: www.azdot.gov
If you are seriously thinking of buying a property, consider these factors:

Asset appreciation. Property can be a great long-term investment, and the building and surrounding land is an asset that almost always appreciates in value.Fixed overhead costs. Along with payroll, a mortgage is one of the highest fixed business expenses.

Potential to sublet. If the property is too big, you can sublet a portion of it, which can help you pay the mortgage or give you additional funds for your own cash flow.

Commercial Property: Finding the Right Place and Negotiating the Best Price
The process of leasing or purchasing commercial property should be well thought-out, like any major business decision. The cost to lease or purchase is usually one of a company’s largest annual expenses, and a site selection process should be implemented in advance to define specific needs, which will minimize wasted time in locating the ideal facility. Always remember that good information makes a good decision.

Divorce and Real Estate

13.jpgMarriage is not always a bed of roses. Just when the couple realizes that they are not really meant for each other and things seems not to go on their way; this is where divorce usually comes in.

For most couples undergoing divorce the marital house is the most valued asset that they will have to divide and partake. It may become a point of disputation in their divorce because of the financial and emotional investments in acquiring the property. But reality dictates that it is an asset and therefore it is subject for division. Usually, the division is a long battle in court. The couple must be wise in their decision to avoid a choice that both of them will regret even after their divorce.

Some questions that you need to answer are:

- Do you keep it until the children are grown?
- Should you sell it?
– Should you opt to buy it out and keep it?
- Can either of you afford to keep the property even after divorce?

The answers to these questions and others can help you avoid problems associated with your real estate.

In this case, no matter how hard it may be, both of them should cooperate constructively.

(image source : urbandigs.com)

Fantastic Deals

21.gif

Time for the lighter side of the real estate business!

One morning a newlywed couple was scoouting for a new home. They cannot believe their eyes when they read an ad fo a mansion being sold for only $1000. And it’s even located in the best part of the town.

When the couple confirmed that this was no typo nor misprint, they decided to see the place.

The facade had a fountain costing at least $30,000. The property was over 5000sq ft, and it is really a very beautiful mansion. In fact it was the most magnificent house in the block. But no matter how impressed they are, they still had second thoughts in buying the property, as they thought it was probably a hoax.

Finally the owner, an old lady, told them her little secret.

The house was completely paid for, but the previous week she got a call from her husband who told her he was leaving her for his secretary. The husband said that the lady could have everything they owned, as long as he could have the proceeds off the sale of the house.

And so the old lady agreed. But asked if she could sell the house while hubby was vacationing in the Carribean with his new girlfriend.

What a good deal that was, huh?

(image source : community-media.com)

Never Buy Negative Cash Flow

ist2_5388855_female_driver.jpg

The main rule that you have to follow in buying real estate in a declining market is to never buy in a negative cash flow. Investing in a real estate must not be about throwing away your hard earned cash. I suggest that you consult a financial advisor for this.
If you really want to earn money from a property, it will be very hard for you especially with negative cash flow. You can possibly make money out of it, but you will need to research and analyze before you can gain something from that. Watching Home and Living programs or reading books related to is no big help at all. You have to really study on the consequences of negative cash flow on the first stage of ownership period.

« Previous PageNext Page »